Serving West Virginia and Maryland areas, as well as neighboring Pennsylvania and Virginia

We offer convenient locations for you in Pinto MD, Cumberland MD, Romney WV, and Oakland MD.

home and auto insurance


Your home is one of your biggest assets, and a car or truck is often your biggest asset aside from your home. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

life insurance


You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

business insurance


In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

American Insurance Center

American Insurance Center was established January 1, 2000 by Mark Schartiger, after his 25 years of experience in the insurance industry. Since that time, we have grown to three offices, in Pinto, MD, Romney WV and Oakland, MD. We service the West Virginia and Maryland areas, as well as neighboring Pennsylvania and Virginia. We offer three convenient locations for you, as well as trained insurance professionals to help you answer your individual questions or concerns about your coverage.


Cumberland: (301) 729-1201
Romney: (304) 822-8050
Oakland: (301) 334-1159


8:30 – 4:00 Monday to Friday

Insurance Products

Home Insurance
Auto Insurance
Life Insurance
Business Insurance

What our clients say

American Insurance pet wearing costumeAmerican Insurance Center

Archie Russell
Archie Russell
Wonderful service! Matt was able to save me a few hundred dollars off my yearly insurance bill with a local competitor (whom we've been with for many many years). Thank you again and excellent service.
Chris Mull
Chris Mull
Great Business! They were able to save my wife and I several hundreds of dollars while increasing our coverage limits!. Enjoyed being able to call and speak to a person and not a phone tree. Highly recommend.
Bob Mayhew
Bob Mayhew
A great place to do business
Billie Hanft
Billie Hanft
Meghan is my agent and she is wonderful.

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Cumberland Office

17202 McMullen Hwy,
Cumberland, MD 21502
(301) 729-1201

Romney Office

310 N Bolton Street
Romney, WV 26757
(304) 822-8050

Oakland Office

Thayer Center,
Oakland, MD 21550
(301) 334-1159

We are licensed in West Virginia, Maryland, Pennsylvania and Virginia.

Cumberland Office

Romney Office

Oakland Office