Common Reasons Why Insurers Deny Life Insurance Claims

The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the...

Summer Fire Safety Tips

According to the National Fire Protection Association, there are an average of 385,500 residential fires every year. While taking out a Homeowners insurance policy with fire insurance coverage will help protect you from the costs incurred from a house fire, following...

Yard Work Safety Tips To Keep You Out of the ER

Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency...

Pool Safety Tips for a Fun Summer

Let’s go SWIMMING!  We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver. Drowning is the leading cause of...

Does My Insurance Cover Tornado Damage?

Few weather events can cause sudden, widespread damage like a tornado. From broken tree limbs and flying debris to houses lifted from their foundations, these violent storms are sometimes powerful enough to destroy entire neighborhoods in a matter of minutes. The...

Spring Home Maintenance

🌷Spring is here!  🌸  After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds....

Restaurant Kitchen Safety

Owning a restaurant can be very rewarding, but it is hard work. Safety is very important not only for your customers, but for your staff as well. The main cause of injury and illness in the hospitality industry is an unsafe work environment. Working in any commercial...

Tips for Staying Safe During Extreme Cold Weather

Whether it’s an incoming polar vortex or just an extended cold snap, extreme cold temperatures can chill you to the bone. And as the thermometer outside continues to drop, it’s not just important to stay warm – you need to stay safe, too. So, follow these tips to...

Auto Insurance Costs

If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters,...

Christmas Light Safety Do’s and Don’t

Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights,...