7 Life Insurance Questions to Ask Before You Buy
Purchasing life insurance is not something to be done lightly. It requires researching various policies to find what works best for you, your family, and your budget. Here are a series of questions that can help you as you shop for the best policy. Do I Need Life...
Navigating Cyber Insurance in 2025
If your work includes online operations, e-commerce, or website hosting, it also comes with new dangers. Hackers have new skills, and the race to keep online security ahead of the ever-changing curve is of great concern. In 2025, cyber insurance will be a necessity...
Winter Emergency Car Kit Necessities
An emergency car kit is especially crucial during the winter months for several reasons. Roadside emergencies, visibility challenges, and delayed assistance are only a few of the situations you may encounter while traveling in your car during the winter. Being...
7 Tips to Winterize Your Business and Protect Against Winter Hazards
Before each winter, business owners should spend time preparing to protect their property and operations from the challenges brought by cold weather, snow and ice. Winterizing your business is not just about staying warm—it's about safeguarding your assets and...
Do You Need Additional Coverage for Holiday Guests?
As the holiday season approaches, many of us look forward to hosting family gatherings, dinners with friends, and festive celebrations. However, with a house full of guests comes an increased risk of accidents and mishaps. Whether it’s someone slipping on icy steps or...
Demystifying Home Insurance Payments: How It Works and Your Options
Home insurance is a vital shield for your property and possessions, but understanding how it's paid for can sometimes be puzzling. In this blog, we'll explore the topic of "How Is My Home Insurance Policy Paid?" to provide insights into the various payment methods for...
10 Fall Car Care Tips: Prepare Your Vehicle for the Changing Seasons
Because seasonal changes affect your vehicle in a multitude of ways, it’s important to prepare for the transition from summer to fall. You’ll want to keep up on regular vehicle maintenance, while also paying close attention to season-specific car care tasks. Essential...
Understanding Medicare and Your Coverage Options
Getting Medicare is a major milestone. As your insurance agent, American Insurance Center wants to help you understand what Medicare is and what to consider when choosing the plan that’s right for you. Medicare is the federal health insurance program for: People who...
Renters Insurance for Roommates: What You Need to Know
Renters insurance is an important policy that offers financial protection to renters. However, if you have roommates, you may wonder if you need individual policies or if a single renters insurance policy will suffice. Here's what you need to know about renters...
Top Three Reasons Why People Buy Life Insurance
Before you get life insurance coverage, you should understand why you need it. While there are many reasons to buy life insurance, the most common reasons include: Final expenses: Final expenses refer to any expenses related to someone’s passing. This can include a...
Get Your Boat Ready for Spring
Springtime is here! The weather is beautiful, the water is inviting, and your boat is looking better now than when you first laid eyes on it. The only thing that would make your marine beauty even better is a gorgeous body of water underneath it. But not so fast…...
Why You Should Tell Your Agent About Spring Home Improvement Projects
In the wake of the pandemic, many Americans took advantage of low interest rates (and the money they normally spent on entertainment and travel) and made some significant investments into their homes. By the numbers: A recent survey by Porch.com revealed that three...
The Ripple Effect: How a DUI Can Impact Your Insurance Rates
Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following...
American Insurance Center LOVES Insuring Your Life!
Life is the most precious gift and we love insuring yours! American Insurance Center values every single one of our loyal clients and this month, we are sending you love and gratitude for welcoming us into your families and homes. It is our pleasure and honor to...
Hypothermia – Prevention Tips
Preventing hypothermia is important because it can be a life-threatening condition. Hypothermia occurs when your body loses heat faster than it can produce it, causing your core body temperature to drop below the normal range (around 98.6°F or 37°C). Preventing...
Understanding Different Types of Auto Insurance Policies
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. Liability...
How to Prevent Clogged Gutters and Downspouts
Clogged gutters and downspouts are a common headache for homeowners. They can lead to various problems, including water damage to your home's foundation, roof, and walls. Preventing clogs is essential to maintain the functionality and longevity of your gutter system....
Understanding Medigap: What It Covers and What It Costs
Basic Medicare policies pay for a significant portion of medical expenses for Americans 65 and older (and younger Americans with certain disabilities). However, much like employer-provided or individual-market private medical insurance, Medicare policies still make...
AS BUILDING COSTS GROW, CONSIDER YOUR HOMEOWNERS’ COVERAGE
Home construction and maintenance costs are on the rise, and homeowners should be factoring these trends into their insurance decisions – especially as risks related to weather and climate intensify. Rising interest rates and persistent disruptions in the...
Why Single People Need Life Insurance
Many people wonder if single people need life insurance It’s easy to believe the answer is “no.” After all, the main purpose of life insurance is to provide cash to your family if you were to pass away. So, it seems logical to think you don’t need life insurance if a...
Quick Ways to Spot Phishing Messages Targeting Your Business
Gone are the days when phishing attempts were easy to identify and limited to only emails. While malicious messages are nothing new, they’re becoming more sophisticated and harder to pick out from legitimate business communications. They are also coming at us through...
Summer Driving Tips
"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored mode of transportation for travelers this summer will be by car. July...
Why Renters Insurance is Important for Tenants
If you're a tenant, you may think your landlord's insurance policy will protect your belongings in case of theft, fire, or other damages. However, this is not always the case. Landlord insurance typically only covers the building and any fixtures, not your personal...
Why Do I Need Term Life Insurance?
Term life insurance is a type of life insurance policy that provides coverage for a set period of time, typically between 10 and 30 years. Here are some reasons why you may need term life insurance: Provide financial security for your loved ones: If you were to pass...
The Ultimate Guide to Downsizing
As you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home. According to...
What to Know About Winter Car Washes
Should you wash your car in the winter? The short answer: Yes. While you may skip them because it’s nearly impossible to keep a car looking clean in winter, road salt and other ice-melting chemicals used to keep our roadways safe can cause rust and corrosion on your...
Smart Homes
Smart technology and devices continue to revolutionize how we live. Most people want to stay up to date on the latest trends and technologies. It is estimated that there will be over 73 million smart homes by 2021. So if you want to be one of these trendsetters, you...
Winter Driving Safety Tips
When winter weather strikes, drivers face out-of-the-ordinary challenges when they get behind the wheel. Snow, slush, or icy roads are involved in nearly one in four weather-related vehicle crashes.1 These conditions can make it harder for drivers to see, slow down...
Trouble Driving at Night? Check Out These 6 Tips
We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a completely new set of challenges. Why? It all comes down to one word: visibility. During a clear day, you might be able...
Smoke Alarm and Carbon Monoxide Safety Tips
While most homeowners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate, according to a report by the National Fire Protection Association. In...
Common Reasons Why Insurers Deny Life Insurance Claims
The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the...
Summer Fire Safety Tips
According to the National Fire Protection Association, there are an average of 385,500 residential fires every year. While taking out a Homeowners insurance policy with fire insurance coverage will help protect you from the costs incurred from a house fire, following...
Yard Work Safety Tips To Keep You Out of the ER
Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency...
Pool Safety Tips for a Fun Summer
Let’s go SWIMMING! We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver. Drowning is the leading cause of...
Does My Insurance Cover Tornado Damage?
Few weather events can cause sudden, widespread damage like a tornado. From broken tree limbs and flying debris to houses lifted from their foundations, these violent storms are sometimes powerful enough to destroy entire neighborhoods in a matter of minutes. The...
Spring Home Maintenance
🌷Spring is here! 🌸 After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds....
Restaurant Kitchen Safety
Owning a restaurant can be very rewarding, but it is hard work. Safety is very important not only for your customers, but for your staff as well. The main cause of injury and illness in the hospitality industry is an unsafe work environment. Working in any commercial...
Tips for Staying Safe During Extreme Cold Weather
Whether it’s an incoming polar vortex or just an extended cold snap, extreme cold temperatures can chill you to the bone. And as the thermometer outside continues to drop, it’s not just important to stay warm – you need to stay safe, too. So, follow these tips to...
Auto Insurance Costs
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters,...
Christmas Light Safety Do’s and Don’t
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights,...
Thanksgiving Safety Check
Thanksgiving is a time to gather around the dinner table in the company of family and friends and be thankful for all that you have. Thanksgiving is the peak day for home cooking fires, with unattended cooking as the leading contributing factor. Keep your holiday full...
Vacant Property Insurance 101
If your home is left unoccupied for weeks or months at a time, your standard homeowners insurance policy might not provide coverage in the event of a claim. Any damages or losses that occur would have to be paid out of pocket unless you have vacant property insurance....
Do Stay-at-Home Parents Need Life Insurance?
One of the primary reasons to buy life insurance is to help replace your income if you have loved ones who count on you for financial support. But if you’re not working at a paying job, should you even bother getting coverage? In a word, yes. Because couples often...
Garage Clean Out Tips
Imagine a world where you could actually park inside your garage. What if we told you that dream could be a reality with just a weekend’s worth of work? We rounded up expert garage cleaning tips and turned them into a five-step plan you can use to get your garage...
Make your Beach Day SAFE!
Ahh – The beach! We love the water, the sand, the sun and the family time to unwind and have FUN! Staying safe at the beach is very important. Weather and water conditions can change rapidly. In the blink of an eye someone could be caught in a rip-current. Be sure...
Summer Driving Tips
"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored mode of transportation for travelers this summer will be by car. July...
Boating Safety Kit
Being out on the open water is surreal. The smell of the salty sea, the warm sun beating down on the deck, seagulls singing you a tune, how can it get any better? The ocean has a mind of its own sometimes and you need to be prepared for anything. Having proper boat...
Auto Insurance Costs
As businesses become more dependent on technology, the risk for cyberattacks increase. Cyberattacks pose financial and reputational risks to the business. The cost of data breaches worldwide for businesses of all sizes could cumulatively grow to $5 trillion by 2024....
Collector Car Insurance
There is nothing more stunning than seeing a classic car rolling down the road. If you are a proud classic car owner you want to do everything you can to protect your investment. You keep it clean and well maintained, but do you have the proper insurance for your...
American Insurance Center LOVES Insuring Your Life!
Life is the most precious gift and we love insuring yours! American Insurance Center values every single one of our loyal clients and this month, we are sending you love and gratitude for welcoming us into your families and homes. It is our pleasure and honor to...
How NOT to Drive in Winter Weather
Winter driving has its challenges. But throw an inexperienced — or inconsiderate — driver into the mix, and your daily commute can get much more difficult. It’s always aggravating when other drivers put you at risk. Getting stuck behind a driver who is spinning their...
Protect Your Home This Winter
Old Man Winter is here. Ice, snow, and wind can wreak havoc on your home and your budget. Standard homeowners insurance policies can cover most disasters that result from a freeze, but it’s better to minimize the potential risks! Follow these tips to help prepare your...
Chimney Safety Tips
Leaning towards an old wood-burning fireplaces to help cut your heating bill this winter? Before you spark a log you should know, fireplaces and chimneys are involved in 42% of all home-heating fires. So before you use your fireplace, ensure you know how to properly...
Reducing Your Cyber Risk
As businesses become more dependent on technology, the risk for cyberattacks increase. Cyberattacks pose financial and reputational risks to the business. The cost of data breaches worldwide for businesses of all sizes could cumulatively grow to $5 trillion by 2024....
Personal Watercraft Insurance and Safety
What do we mean when we say personal watercraft? Personal watercrafts are Jet Skis, Sea-Doos, or WaveRunners. These watercrafts can be fun to take out on the water; however, safety needs to be a priority! Many people fail to realize that personal watercrafts can be...
Routine Vehicle Maintenance
Cars are essential to our everyday lives. When you need to head to work or the market, you walk out to your car and expect it to start right up. To keep your car running and avoid potentially costly breakdowns, you should get into the habit of conducting these regular...
Beat the Heat
The dog days of summer have arrived. Escaping the heat can seem impossible some days, especially if you don’t have an air conditioner! Try some of these easy hacks to beat the heat and stay cool! Chill your beverages in a hurry by running a paper towel under cold...
Keeping Costs in Check? Here’s Why You Shouldn’t Cut Corners on Business Insurance
We offer a full range of term as well as permanent life insurance programs. The cost of life insurance has been going down over the past few years – isn’t it about time you called for a quote?
Basic Dryer Maintenance: How to Clean Dryer Vent Systems
We are the leader in the area for commercial insurance. We provide packages for most any business around – from contractors to restaurants, auto dealers adn retail stores. We have saved area businesses thousands of dollars by just giving us a call!
IIHS: The Safest Cars of 2020
From homes to autos, motorcycles to boats, we offer a full range of custom insurance plans to protect your personal assets and liabilities. A full range of discounts is offered for our home and auto products – call us and see how much you can save!
Buying a Car Online? Here’s What You Need To Know
We offer a full range of term as well as permanent life insurance programs. The cost of life insurance has been going down over the past few years – isn’t it about time you called for a quote?