The holiday season means it’s time to travel! Whether you’re driving just a few miles down the road or embarking on a major cross-country trip, the end-of-year holidays are notoriously one of the busiest travel times. This means crowded highways, potential winter weather challenges, and the need for extra caution. At American Insurance Center in Cumberland, MD, we know that arriving safely is the most important part of your holiday gathering. A little preparation now can prevent major headaches—and potential insurance claims—later. Use these holiday travel safety tips to assist you and your loved ones in arriving safely and prepared...

How Life Insurance Can Help Your Family Every October, pink ribbons appear everywhere—not just as symbols of awareness, but as reminders that life is precious and planning ahead matters. Breast Cancer Awareness Month shines a spotlight on health, prevention, and support for those affected. One part of that support often overlooked is financial protection, especially for families. Life insurance isn’t about expecting the worst—it’s about preparing for the unexpected so your family can stay secure, no matter what comes. Why Life Insurance Matters During Breast Cancer Awareness Month For many people, the idea of life insurance brings up death. But...

Pumpkin spice isn’t the only thing that should be fresh this fall — your insurance check-up should be too! As the weather cools down, our driving habits and road conditions change right along with it. September marks the start of foggy mornings, shorter days, and even deer crossing season in many areas. These seasonal shifts can lead to more accidents on the road — but with a little prep (and the right insurance), you can keep your fall driving safe and stress-free. Foggy Mornings & Shorter Days Morning fog can reduce visibility, making accidents more likely during school drop-offs and...

August is here, and while the summer heat may still be lingering, it's the perfect time to start thinking about preparing your home for the upcoming fall and winter seasons. As a top-selling real estate agent, I've seen firsthand how regular home maintenance can make all the difference when it comes to preserving your home's value and avoiding costly repairs. Whether you're planning to sell your home soon or simply want to keep it in top shape, this August home maintenance checklist is your go-to guide. Why August Home Maintenance Is Crucial Prepping for the Fall and Winter Seasons August...

Summer ignites the allure of road trips, evening drives, and spirited journeys under the sun. But hotter roads, longer trips, and rising traffic also bring elevated hazards—and insurance should adapt accordingly. Between Memorial Day and Labor Day, accident rates climb, especially for teen drivers and travelers hitting unfamiliar routes. Meanwhile, sweltering temperatures make parked cars dangerous, sometimes fatally so. To navigate these seasonal challenges smartly, your auto insurance and habits must evolve with the weather. Let’s explore how to optimize coverage, protect against heat-related risks, and ensure no passenger—especially a child—winds up forgotten in a too-hot backseat. Summer Insurance Imperative...

If you are enrolled in Medicare, moving to another state means navigating the healthcare system across state lines. It does not have to be stressful, but it may require some planning to keep your Medicare coverage intact while enjoying your new home. Here are some practical tips to help you make the transition as smooth as possible. Understand Your Coverage and How It Works in the New State How Medicare works in a different state will depend on whether you have Original Medicare (Parts A and B) or a Medicare Advantage Plan (Part C): Original Medicare: This federal program will work...