Being out on the open water is surreal. The smell of the salty sea, the warm sun beating down on the deck, seagulls singing you a tune, how can it get any better? The ocean has a mind of its own sometimes and you need to be prepared for anything. Having proper boat insurance along with this short list of items will ensure you are ready to set sail! Life Jackets: Under federal law you are required to carry at least 1 life jacket per person on your vessel. These life jackets must be approved and safety rated by the...

As businesses become more dependent on technology, the risk for cyberattacks increase. Cyberattacks pose financial and reputational risks to the business. The cost of data breaches worldwide for businesses of all sizes could cumulatively grow to $5 trillion by 2024. There are many cost effective ways to reduce your cyber risk. Understand Your Cyber Risks – Businesses are vulnerable to cyberattacks through hacking, phishing, malware, and other methods. Train Employees – Your exposures can be reduced by having and enforcing a computer password policy for your employees. Update Software – Routinely check and upgrade major software. Create Back-Up Files and...

There is nothing more stunning than seeing a classic car rolling down the road. If you are a proud classic car owner you want to do everything you can to protect your investment. You keep it clean and well maintained, but do you have the proper insurance for your beloved classic? Traditional auto insurance policies usually cover your car up to its actual cash value, which equals its replacement cost minus depreciation. Collector car insurance usually covers your classic vehicle for an agreed, or guaranteed, value that is mutually agreeable to you and your insurance company. Collectible cars generally increase...

Life is the most precious gift and we love insuring yours! American Insurance Center values every single one of our loyal clients and this month, we are sending you love and gratitude for welcoming us into your families and homes. It is our pleasure and honor to provide you protection and assurance in these times of uncertainty. Some of the most impactful services we proudly provide are: Auto Insurance: You are sure to drive safely with the right auto insurance from American Insurance Center. Life Insurance: We know you love your children, your home, and all the things that make...

Winter driving has its challenges. But throw an inexperienced — or inconsiderate — driver into the mix, and your daily commute can get much more difficult. It’s always aggravating when other drivers put you at risk. Getting stuck behind a driver who is spinning their tires or not paying attention isn’t just annoying… it’s dangerous. Winter driving calls for quick decision making, patience and a little bit of know-how. Below you’ll find ways to spot a rookie winter driver — and how to avoid looking like one yourself: 6 Common Mistakes of Winter Drivers Tailgating: Usually, drivers tailgate because they...

Old Man Winter is here. Ice, snow, and wind can wreak havoc on your home and your budget. Standard homeowners insurance policies can cover most disasters that result from a freeze, but it’s better to minimize the potential risks! Follow these tips to help prepare your home for the bitter cold. Clean out gutters and install gutter guards. Trim trees and remove dead branches Repair steps and handrails. Keep sidewalks and entrances to your home clear of snow and ice. Keep your garage doors closed. Add extra insulation to attics, basements, and around pipes. Install smoke and carbon monoxide detectors....