Thanksgiving Safety Check

Thanksgiving Safety Check

Thanksgiving is a time to gather around the dinner table in the company of family and friends and be thankful for all that you have. Thanksgiving is the peak day for home cooking fires, with unattended cooking as the leading contributing factor. Keep your holiday full of laughter and fun by following these safety tips. Stay in the kitchen when cooking on the stove top. Stay at home when cooking your turkey and check it frequently. Keep children at least 3 feet away from the hot stove. Heat cooking oil slowly and watch it closely; it can ignite quickly! Keep...
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Vacant Property Insurance 101

Vacant Property Insurance 101

If your home is left unoccupied for weeks or months at a time, your standard homeowners insurance policy might not provide coverage in the event of a claim. Any damages or losses that occur would have to be paid out of pocket unless you have vacant property insurance. Unoccupied and vacant homes present a greater insurance risk than an occupied home. The emergency response time is slower and there is an increased probability of a break-in occurring. This increased risk has resulted in the exclusion of these properties in a standard homeowners insurance policy. If you own an empty or...
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Do Stay-at-Home Parents Need Life Insurance?

Do Stay-at-Home Parents Need Life Insurance?

One of the primary reasons to buy life insurance is to help replace your income if you have loved ones who count on you for financial support. But if you’re not working at a paying job, should you even bother getting coverage? In a word, yes. Because couples often assume that only the income-earning parent needs life insurance, they often skip out on coverage for the stay-at-home parent. It’s a mistake, though, to overlook the financial support that a stay-at-home parent provides. How Stay-at-Home Parents Provide Financial Support Although stay-at-home parents don’t bring home a paycheck, they provide substantial support for...
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Garage Clean Out Tips

Garage Clean Out Tips

Imagine a world where you could actually park inside your garage. What if we told you that dream could be a reality with just a weekend’s worth of work? We rounded up expert garage cleaning tips and turned them into a five-step plan you can use to get your garage organized quickly and painlessly. Take Everything Out The first step to decluttering your garage is to find out what’s in it. Pick a section of your garage to start with and pull everything out onto the driveway to sort through. Besides making it easier to work, this garage cleaning tip...
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Make your Beach Day SAFE!

Make your Beach Day SAFE!

Ahh –  The beach!  We love the water, the sand, the sun and the family time to unwind and have FUN! Staying safe at the beach is very important. Weather and water conditions can change rapidly.  In the blink of an eye someone could be caught in a rip-current. Be sure to: Follow all beach rules and regulations. Swim only  in areas where there are life guards. Avoid drinking or the overconsumption of alcohol, especially if you’re swimming or boating. Keep an eye on your children at all times. Safely secure all umbrellas in place to prevent injury to yourself...
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Summer Driving Tips

Summer Driving Tips

"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored mode of transportation for travelers this summer will be by car. July and August are two of the deadliest months for summer travel with more car crashes and vehicular-related deaths and injuries than any other months. This is due in part that summertime roads are more congested. All those vacationers have to get to their destinations and most of them will drive. The nice weather also means...
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