Understanding Medigap: What It Covers and What It Costs
Basic Medicare policies pay for a significant portion of medical expenses for Americans 65 and older (and younger Americans with certain disabilities). However, much like employer-provided or individual-market private medical insurance, Medicare policies still make...
AS BUILDING COSTS GROW, CONSIDER YOUR HOMEOWNERS’ COVERAGE
Home construction and maintenance costs are on the rise, and homeowners should be factoring these trends into their insurance decisions – especially as risks related to weather and climate intensify. Rising interest rates and persistent disruptions in the...
Why Single People Need Life Insurance
Many people wonder if single people need life insurance It’s easy to believe the answer is “no.” After all, the main purpose of life insurance is to provide cash to your family if you were to pass away. So, it seems logical to think you don’t need life insurance if a...
Quick Ways to Spot Phishing Messages Targeting Your Business
Gone are the days when phishing attempts were easy to identify and limited to only emails. While malicious messages are nothing new, they’re becoming more sophisticated and harder to pick out from legitimate business communications. They are also coming at us through...
Summer Driving Tips
"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored mode of transportation for travelers this summer will be by car. July...
Why Renters Insurance is Important for Tenants
If you're a tenant, you may think your landlord's insurance policy will protect your belongings in case of theft, fire, or other damages. However, this is not always the case. Landlord insurance typically only covers the building and any fixtures, not your personal...
Why Do I Need Term Life Insurance?
Term life insurance is a type of life insurance policy that provides coverage for a set period of time, typically between 10 and 30 years. Here are some reasons why you may need term life insurance: Provide financial security for your loved ones: If you were to pass...
The Ultimate Guide to Downsizing
As you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home. According to...
What to Know About Winter Car Washes
Should you wash your car in the winter? The short answer: Yes. While you may skip them because it’s nearly impossible to keep a car looking clean in winter, road salt and other ice-melting chemicals used to keep our roadways safe can cause rust and corrosion on your...
Smart Homes
Smart technology and devices continue to revolutionize how we live. Most people want to stay up to date on the latest trends and technologies. It is estimated that there will be over 73 million smart homes by 2021. So if you want to be one of these trendsetters, you...