In the wake of the pandemic, many Americans took advantage of low interest rates (and the money they normally spent on entertainment and travel) and made some significant investments into their homes. By the numbers: A recent survey by Porch.com revealed that three out of four surveyed homeowners had completed “a major project since the start of the COVID-19 pandemic.” The number of homeowners extending or adding additions to their abodes increased by 52%. HomeAdvisor reported that homeowners in 2020 spent on average $745 more on home improvement projects than in 2019. Home improvement projects can add to the value...

Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following various ways a DUI can affect your insurance premiums point out why it's crucial to prioritize responsible driving habits. Immediate Rate Increase One of the most direct consequences of a DUI conviction is an immediate spike in your auto insurance rates. Insurance companies view individuals with a DUI as high-risk drivers, leading to an increase in premiums. This...

Life is the most precious gift and we love insuring yours! American Insurance Center values every single one of our loyal clients and this month, we are sending you love and gratitude for welcoming us into your families and homes. It is our pleasure and honor to provide you protection and assurance in these times of uncertainty. Some of the most impactful services we proudly provide are: Medicare- a caring safety net for seniors and individuals with disabilities, offering essential healthcare support and financial relief. Auto insurance- a guardian on the road, offering a reassuring embrace to both drivers and...

Preventing hypothermia is important because it can be a life-threatening condition. Hypothermia occurs when your body loses heat faster than it can produce it, causing your core body temperature to drop below the normal range (around 98.6°F or 37°C).  Preventing hypothermia involves taking measures to stay warm, dry, and protected in cold environments. Take proactive steps to avoid hypothermia. Dress in Layers Wear multiple layers of clothing to trap warm air close to your body. Use moisture-wicking base layers to keep sweat away from your skin. Stay Dry Wet clothing can significantly increase the risk of hypothermia. Ensure your outer...

Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. Liability Insurance Liability insurance is the most basic type of auto insurance policy. It covers the cost of damages and injuries you may cause to others in an accident. This type of insurance is mandatory in most states, and the minimum coverage required varies from state to state. Liability insurance has two types of coverage....

Clogged gutters and downspouts are a common headache for homeowners. They can lead to various problems, including water damage to your home's foundation, roof, and walls. Preventing clogs is essential to maintain the functionality and longevity of your gutter system. In this blog post, we'll explore effective ways to prevent clogged gutters and downspouts without relying on numbers. Regular Gutter Cleaning: Perhaps the most crucial step in preventing clogs is regular gutter cleaning. Remove leaves, debris, and dirt from your gutters and downspouts at least twice a year, ideally in the spring and fall. This simple maintenance task can go...