Term life insurance is a type of life insurance policy that provides coverage for a set period of time, typically between 10 and 30 years. Here are some reasons why you may need term life insurance: Provide financial security for your loved ones: If you were to pass away unexpectedly, term life insurance can provide your loved ones with financial security. The death benefit can be used to cover expenses such as funeral costs, outstanding debts, and living expenses. Protect your family's future: If you have dependents, such as children or a spouse who relies on your income, term life...

As you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home. According to a report from Zillow Group, 24% of recent home buyers were age 60 or older – a 47% increase from 10 years earlier. For nearly half of these older adults re-entering the housing market, downsizing was a primary motivation. What is Downsizing? When it comes to real estate, the term downsizing is...

Should you wash your car in the winter? The short answer: Yes. While you may skip them because it’s nearly impossible to keep a car looking clean in winter, road salt and other ice-melting chemicals used to keep our roadways safe can cause rust and corrosion on your vehicle—with fuel lines and brakes being the most susceptible to damage. But washing your car in the winter can come with its own challenges, like cold weather freezing your doors shut. We answered some common questions about winter car washes and other ways to keep your car clean this winter. Tips to...

Smart technology and devices continue to revolutionize how we live. Most people want to stay up to date on the latest trends and technologies. It is estimated that there will be over 73 million smart homes by 2021. So if you want to be one of these trendsetters, you will want to read this list of how you can start to make your home a smart home! The first, and most important, step to making your home a smart home is to get a smart home digital assistant. The two most popular home assistants are Amazon Echo (with Alexa) and...

When winter weather strikes, drivers face out-of-the-ordinary challenges when they get behind the wheel. Snow, slush, or icy roads are involved in nearly one in four weather-related vehicle crashes.1 These conditions can make it harder for drivers to see, slow down and stop – all factors that can increase the chances of an accident. If you must travel during winter weather, preparing your car in advance, knowing the forecast, and driving based on road conditions are three key ways to help you drive more safely. Following are some winter driving safety tips to help you prepare for the elements –...

We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a completely new set of challenges. Why? It all comes down to one word: visibility. During a clear day, you might be able to see thousands of feet ahead of you. But when the sun’s down and your headlights are on, that visibility can be reduced to as little as 150 feet! All this means that when driving at night, you have less time to react. So it’s important to make...