Summer ignites the allure of road trips, evening drives, and spirited journeys under the sun. But hotter roads, longer trips, and rising traffic also bring elevated hazards—and insurance should adapt accordingly. Between Memorial Day and Labor Day, accident rates climb, especially for teen drivers and travelers hitting unfamiliar routes. Meanwhile, sweltering temperatures make parked cars dangerous, sometimes fatally so. To navigate these seasonal challenges smartly, your auto insurance and habits must evolve with the weather. Let’s explore how to optimize coverage, protect against heat-related risks, and ensure no passenger—especially a child—winds up forgotten in a too-hot backseat. Summer Insurance Imperative...

If you are enrolled in Medicare, moving to another state means navigating the healthcare system across state lines. It does not have to be stressful, but it may require some planning to keep your Medicare coverage intact while enjoying your new home. Here are some practical tips to help you make the transition as smooth as possible. Understand Your Coverage and How It Works in the New State How Medicare works in a different state will depend on whether you have Original Medicare (Parts A and B) or a Medicare Advantage Plan (Part C): Original Medicare: This federal program will work...

Outdoor enthusiasts across the country are gearing up for spring adventures. Whether you're planning a road trip in your motorhome, hitting the trails on your ATV, or cruising across the water on your personal watercraft, spring marks the perfect time to prepare your recreational vehicles for action. But as you get ready for the fun, it's crucial to make sure your insurance is just as ready as your gear. Insuring your recreational vehicles—like motorhomes, ATVs, boats, and Ski-Doos—is essential for protecting your investment, ensuring liability coverage, and providing assurance when accidents happen. This guide explores the types of coverage you...

When most people think about auto insurance, they often consider how it protects their car in the event of an accident. But what if you discover that someone’s destroyed your vehicle with their own two hands? Unlike a car crash, vandalism is no accident — it’s an intentional act. The goal could have been to steal something from your back seat. Or maybe it was just to wreak havoc. In either case, vandalism can quickly put your car out of commission. Unfortunately, in most vandalism cases the culprit usually gets away. But that doesn’t mean you’re left helpless after someone defaces...

Purchasing life insurance is not something to be done lightly. It requires researching various policies to find what works best for you, your family, and your budget. Here are a series of questions that can help you as you shop for the best policy. Do I Need Life Insurance? It’s easy to say everybody needs insurance, but what will you use it for? Take a moment to consider the lives of your loved ones in the event of your passing. You may want to purchase life insurance to: Protect family income. Care for a spouse or children. Leave money to...

If your work includes online operations, e-commerce, or website hosting, it also comes with new dangers. Hackers have new skills, and the race to keep online security ahead of the ever-changing curve is of great concern. In 2025, cyber insurance will be a necessity like never before. Cyber Insurance: What It Is and Why It Matters Cyber insurance is a type of business insurance that protects against financial losses associated with cyberattacks and risks related to the company’s online activities. Due to the frequency and severity of online criminal activity, such as breaches and ransomware, cyber insurance has become crucial...