Let’s go SWIMMING!  We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver. Drowning is the leading cause of unintentional death in children ages 1-4 years old and the second leading cause of unintentional death for kids ages 5-14 years old. It’s vital for anyone caring for children to know what they can do to help prevent drowning incidents. The key for parents and caregivers is to familiarize kids with swimming early, so...

Few weather events can cause sudden, widespread damage like a tornado. From broken tree limbs and flying debris to houses lifted from their foundations, these violent storms are sometimes powerful enough to destroy entire neighborhoods in a matter of minutes. The United States experiences more tornadoes than any other country in the world. And the damage they leave behind accounted for more than one-third of insured catastrophe losses from 1997 to 2016. In the event a tornado touches down near you, it’s always important to know the best ways to keep your family safe – and how to rebuild after...

🌷Spring is here!  🌸  After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your home in shape for spring with this checklist! 1. Examine Roof Shingles: Examine the roof to see if any shingles were lost or damaged under the winter snow and ice. 2. Check the Gutters: Loose or leaky gutters can cause improper drainage, which can lead to water in your basement or...

Owning a restaurant can be very rewarding, but it is hard work. Safety is very important not only for your customers, but for your staff as well. The main cause of injury and illness in the hospitality industry is an unsafe work environment. Working in any commercial kitchen is a dangerous job. If you own a restaurant, don’t forget these safety features in your kitchen. Proper Attire: Kitchen staff uniforms are often mandatory. They designate rank and keep the chef clean and comfortable during service. However, footwear is often times overlooked. You should encourage all employees to wear heavy duty,...

Whether it’s an incoming polar vortex or just an extended cold snap, extreme cold temperatures can chill you to the bone. And as the thermometer outside continues to drop, it’s not just important to stay warm – you need to stay safe, too. So, follow these tips to ensure you and your family stay safe during the harsh winter weather. POLAR VORTEX AND EXTREME COLD SAFETY TIPS Only travel if you have to. In extreme cold, you shouldn’t travel unless it’s absolutely necessary. Staying inside will reduce your chance of getting frostbite or risking uncertain road conditions. If you do...

If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, American Insurance Center will help you understand what commonly determines the bottom line of your auto policy. First, your driving record – The better your record, the lower your premiums. If you have been in accidents or had serious traffic violations, it is likely you will pay higher premiums. How much you use...